Be Prepared: Covering the Cost of Higher Education

Springtime is the time when the seeds that were planted into the tilled ground begin to produce a harvest and flowers begin to bloom.  It is also the time when, after some consideration, the decision was made that after your teen earned his high school diploma or GED, he goes to college. So think about college admissions and financial aid award letters.

Families who are not familiar with the terms used in financial aid documents may begin to feel overwhelmed and confused about what their child is receiving.  Well, this article is for you. I knoe it isn’t spring yet but you better get organized in a timely manner. Spring will e here before you know!

First, we will start with some basic information.  Financial Aid basically is aid that comes in the form of loans and/or grants to cover the cost of college. Parents will complete an application providing information regarding their assets and availability of money.

The government and the school students apply to will assess the financial aid packages per the predetermined guidelines to determine the need value and expected financial contribution (EFC), the number used to determine your federal student aid eligibility.
(more…)

Continue Reading →

Voting– A Right or a Privilege?

Is It Truly Necessary To Vote? Does My Vote Even Make a Difference?

We just had the mid-terms and in under two years, we can vote again to see who will lead the nation further. I believe that the importance of voting depends on who you ask. The bottom line is that it is a constitutional right for every American citizen, although it was not granted to everyone until the pioneers of the civil rights era fought, bled and died for everybody to have this right.  Unfortunately, this right is still being challenged today in 2018. The more things change, the more they stay the same.

Just as there is a maturation process with eating, there should also be a similar progression in how we think, act and conduct ourselves.  In the eating process, we start out on milk, move to cereal in our milk, onto baby food and ultimately graduating to solid foods.  So, I must ask when are we going to get off of milk and graduate to the level we should be on? The good book even confirms this principle:

As a child, I talked like a child, thought like a child, and reasoned like a child, but when I became an adult, I put away childish things.  People its past time for us to wake up and rise to the occasion.

(more…)

Continue Reading →

Lifestyle Solutions-Learn to Question and Question to Learn

Everyone Should Have A Student Mentality

Having a student mentality does not mean that you can’t pay any attention in class because Todd is going to fight Curtis at playtime. That’s just a regular mentality – we all want to see Todd fight Curtis because Curtis needs to be punched in his stupid face. So check out this article about Lifestyle Solutions-Learn to Question and Question to Learn.

A student mentality is an open mind that stays open, regardless of who is teaching it. This is not to imply that you should believe everything you’re told (only if you read it here). It is wise to apply critical thinking to all new information. But at the same time, you should be willing to learn from absolutely anyone.

I used to work for a direct marketing firm, traveling from town to town, generating leads for home improvement companies. It was one of those entry-level, commision-only jobs, but it is where I developed much of the foundation of my sales skills. I was around 22 at the time, but I was still older than many of my co-workers.

I could have played the seniority card and told those whippersnappers to stay the hell off my lawn. If I had done so, I would have probably only learned how to learn nothing. Some of the younger sales reps were the smartest, hardest working, and most successful. So, instead, I let them show me the ropes, gaining a unique strategy from each one of them, and was able to hone my skills more quickly. Probably even the quickest.

(more…)

Continue Reading →

Welcome Back To School Budget Basics

Racking Up Super Back-to-School Savings From Kindergarten To College

If you’re in need of any Christmas presents at all, regardless of age or gender, don’t worry. We’ve got you covered! Here in Sugar Land, Texas, my mom and I are known as “the discount ladies” (particularly at our local HEB store). I’m almost positive that our saving frenzies and welcome back to school budget basics are some kind of addiction.

In fact, just a few days ago, we were organizing our stockpile (that we keep in a 3-bedroom apartment, by the way) and found 39 boxes of unopened cereal, 15 boxes of Ziploc bags, 34 bags of fresh ground coffee, and 9 bottles of unused syrup.

Believe it or not, there is a method to the madness. The concept behind all this is, the cheaper the items are, the more we can buy. The more we buy, the more people we can bless.

Everything we buy in bulk has the sole purpose of being donated or made into gift baskets for family and friends. I actually have two such baskets right next to me as I type this.

(more…)

Continue Reading →

How To Make AdWords Advertising Profitable

People Who Subscribe To AdWords Adviser Are Far More Likely To Improve Their AdWords Advertising Than People Who Don’t!
Dear Business Owner, you probably already know this, but advertising with AdWords is not always easy. Little by little, you are being crushed by low-quality scores, poor landing pages, and high advertising costs.

But it doesn’t have to be like that!
The AdWords Adviser is a free monthly newsletter that can lift your AdWords advertising out of the pit of despair and finally make it profitable for you.

With your subscription, you get:)

  • Tips on how to run a profitable AdWords campaign.
  • Training for beginners and advanced AdWords users.
  • News on what is new in AdWords.
  • Personal recommendations of tried and tested products to help you manage & run your AdWords account.
  • Learn from others mistakes with our Question & Answer sessions.
  • Articles on Internet marketing and running an online business from guest authors.

(more…)

Continue Reading →

Choosing Your Lifestyle Health Plans?

A few years back, my husband and I took our daughter to a friend’s neighborhood for trick or treating.  We all went out together using the wagon to haul the kids from house to house. As we walked and talked, we sipped margaritas from the red cups our friends had handed us on the way out the door. Is it all about choosing your lifestyle health plans?

Did we get sloshed? No. It was simply a casual drink while enjoying time with friends.  Not really the end of the world or an event to get our knickers all in a wad about.  But the truth is, my husband and I would never have considered drinking during trick or treating had it just been the two of us taking our daughter out. Now I love my work, it doesn’t feel like work at all, but at this private party, something inside of me told me this way leading to the wrong lifestyle.

We accepted the red cups because we silently justified it as harmless and we wanted to continue to be loved and considered “fun to hang with” by our friends.  Even if that meant crossing the line of our own family values.

It’s often so easy to fall into the trap of living the lifestyle acceptable to society.  Even if it’s wrong.  We so readily justify our way through poor choices because it’s more convenient, more fun, and more supported to “live it up!” Where then do we draw the line between right and wrong?  When our children are watching our lifestyle choices, what is their takeaway from it?  How are we shaping their future?

(more…)

Continue Reading →

Lifestyle Publications – Are You Really ‘Keeping it Real?’

Awareness of Your Motives is the 1st Step to True Authenticity  

This article hopefully will become a judge-yourself-moment,  in a non-threatening way. Ask yourself:  Are you real? Do you connect easily with others on topics of conversation and stick to your views? Do you have authentic viewpoints, or do you use others viewpoints as facts? Are you happy with yourself? Do you love yourself? If you don’t like something do you vocalize it? Do you judge and insult others constantly? Are you condescending? Are you nice nasty? Do you smile in people’s faces, yet talk about them behind their backs negatively? In the presence of a friend are you truthful? Do you exaggerate a lot? When we consider lifestyle publications – Are You Really ‘Keeping it Real?’

 

I often run into people who are so conscious to impress, that confusion is inevitable for them. I find many that are confused with who they are because of defense mechanisms, fear, insecurity, inadequacy, rejection or just plain phony (fake). We all have a speckle of phony or “Halo Effect” had to put a Project Management term in. LOL! Yes back to the point at hand confusion of who they are and how they should behave or act in various settings around people. We are in the world and connected in various ways whether we’d like to be or not. We can’t live in a silo separate from others.

(more…)

Continue Reading →

Alternative Lifestyle-How Can You Find The Elusive Work-Life Balance

Striking a work-life balance is a difficult task. Chances are you’ve got plenty of work assignments you need to finish, coupled with plenty of household chores you need to take care of. With all of those responsibilities, it can be tough to find free time to just relax and feel better. This post is about an alternative lifestyle-how can you find the elusive Work-Life Balance. If you find that you constantly feel swamped, these tips can help you find a better work-life balance:

Schedule Free Time

Book a babysitter and go out on a date with your loved one. Or spend time with your friends. No matter what you choose, some much-needed social time will help you unwind. You can even plan a weekly movie outing or game night so you can bond with your children and spouse.

Make the Most of Your Time at Work

It’s pretty easy to get sucked into meaningless conversations with your co-workers or get hung up on taking care of bills at the office. While chatting with your colleagues can help build camaraderie, it’s best to ensure you’re getting as much work done at the office as possible so you can leave on time.

(more…)

Continue Reading →

Personal Development and Education Thanks To Alan Cohen

Alan Cohen is a motivational guru and one of the top-ranking thinkers and writers. He influences the lives of many people who want to live better and are open to getting out of their comfort zone. I recently reviewed his book “How Good Can You Let It Get?” in my speech for GED students and this post is a summary of it.  These students now really have a great way to get ahead fast if the use the Bestgedclasses Prep Course.

GED students face many obstacles, they don’t have a high school diploma so they have to go back to school to earn their GED certificate. It may take them only 3 months to get all set, but often they first join a class with enthusiasm, but only to drop out half way or disappear for a while until they may show up again. Reasons for that being lost interest, family commitment, a job, hard for them to attend a class on a regular basis due to money issues, transportation to class and more. It seems that most GED students come from a low-income world so these issues make sense. So getting the GED  really benefits them!

(more…)

Continue Reading →

Good Reasons to Go Back to School Meme

Online education and distance learning have made the decision of going back to school very easy and very possible. While there are many reasons people now more than ever considering furthering their education. The main reasons are Increased earning potential, Job security, and Personal growth. So check out this Good Reasons to Go Back to School Meme.

Higher earning potential:

While higher education doesn’t guarantee a better salary, stats show that overall you are more likely to earn more the higher your education level is. The U.S Department of Labor shows for example that a person with a bachelor’s degree will probably earn twice as much more than a person with just a high school diploma.

Job Security:

If you hold a college degree, you are more likely to find a job and more likely to keep a job. The unemployment rate for high school grads is 10.3 percent, the unemployment rate for bachelor’s degree grads is only 5.4 percent. Not to mention the career opportunities that are made available to you when you hold a college degree.

(more…)

Continue Reading →